Liar Loans - AGAIN?

Can't believe this is in Full Swing again. Where are the regulations, regulators, Congressional oversight, the transparency?
Why are these loans being offered again? This is what exacerbated the problem of No enforcement of regulations, and No Congressional Oversight, all the while, well connected politicians were reaping these loans, along with the 'folks'!! and it wasn't the top of the Food Chain that went to prison, just the average Joe.
Yes, this was just one of several facets that caused this Real Estate bubble to burst, so why quietly get this engine up and running again??
What ever you do, DON'T get caught up in this second round of deceit. It will only bode ill for you and your finances. A part of this puzzle that is not 'Found out' till after the signing of doc's are all the details no one bothered to tell the borrowers. Time/money triggers or Balloon payments that are the downfall of many a family.

There are plenty of loans out there for those that qualify. If you can't afford to own a home, that is just the way it is. Responsible spending, saving and just plain old living within your means should be the norm not these crazy gymnastics created by politicians for votes!

For honest, proven Lenders and Mortgage Brokers that won't sell you down the river for a commission, call me! I have worked with the BEST and have proven them out!!

http://www.bestsantacruzproperties.com/

Marlene Henderson, Broker/Owner

831-429-9091

Interest Rates at Historic Low's - AGAIN!

This is such a great time for buyers or real estate - Any where!
There is so much available, quality properties, great investment properties. Even if the rates drop again, you are only securing the great deal you already commited too! Why wait for someone else to get what you could of had and added some quality and stability to your portfolio?


http://tinyurl.com/3zogvp8

Here's one of my winners - a real Gold mine on the Upper Westside of Santa Cruz, Califorina

http://animoto.com/play/gGTlFXcvetk3YNWwrAbXHw

For property searches - to see what is on the MLS throughout our area and BEYOND!
Go to My Website: www.BestSantaCruzProperties.com
Facebook: http://www.facebook.com/moebesthenderson

I'm not hard to find: 831-429-9091 Office
831-419-9091 Mobile

Is Real Estate a little Off?

Yes, the Real Estate Market is a bit out of kilter, but this is an incredible time with interest rates at historic lows to BUY YOUR FIRST HOME.

Make this your time to take advantage of these incredible low, interest rates, prices for this area and the phenomenal abundance of great properties in one of the most beautiful spots in the world!

There are so many GREAT properties and the tax incentives are fantastic, This one is GOLD just waiting to be mined!


Call me, I would love to help you make the BEST decision of your life, with all the BEST local professionals at your disposal.

Marlene Henderson, Broker/Owner
MoeBEST-Henderson Properties and
Property Management

831-429-9091

831-419-9091

http://www.facebook.com/moebesthenderson

http://twitter.com/#!/bestmarlene

Away from the maddening world!

Take a break, watching this is as if you were on vacation!

Just out side of Parma Italy.

http://glozal.com/video/video/show?id=6321284%3AVideo%3A175311&xgs=1&xg_source=msg_share_video

Moving Blues

I was so glad to see this article since I just experienced this my self.
http://glozal.com/profiles/blogs/moving-scams?xg_source=msg_mes_network
The scammers never cease to invent new ways to cheat, lie or otherwise perpetrate a fraud willy nilly on whom ever, especially the least that can afford this kind of deceit. So beware of these ones, they are in high activity mode with all these home losses.

Going to the Wharf to Wharf??? Afterwards see this!!

A Westlake Classic

Perfect place to come to after the Wharf to Wharf. Relax, visualize and wander about the property implanting what you could create living in this home. Fabulous gardens, fountains, pool, tennis court, guest house all within walking distance of Schools, shopping, hiking trails, spectacular views and world class cultural venues.

I wouldn't lead you astray this is worth the time!

True Friends - A Health Tip!

A Great Gal pal sent this to me recently and I want to pass it along as a "Health Tip". Don't discount True Friends!

Hi ~

An interesting and informative piece for women about friendships ... They Teach It at Stanford

A friend of mine just finished taking an evening class at Stanford. The last lecture was on the mind-body connection - the relationship between stress and disease. The speaker (head of psychiatry at Stanford) said, among other things, that one of the best things that a man could do for his health is to be married to a woman whereas for a woman, one of the best things she could do for her health was to nurture her relationships with her girlfriends. At first everyone laughed, but he was serious. Women connect with each other differently and provide support systems that help each other to deal with stress and difficult life experiences. Physically this quality “girlfriend time" helps us to create more serotonin - a neurotransmitter that helps combat depression and can create a general feeling of well being. Women share feelings whereas men often form relationships around activities. They rarely sit down with a buddy and talk about how they feel about certain things or how their personal lives are going. Jobs? Yes. Sports? Yes. Cars? Yes. Fishing, hunting, golf? Yes. But their feelings? Rarely. Women do it all of the time. We share from our souls with our sisters/mothers, and evidently that is very good for our health. He said that spending time with a friend is just as important to our general health as jogging or working out at a gym. There's a tendency to think that when we are "exercising" we are doing something good for our bodies, but when we are hanging out with friends, we are wasting our time and should be more productively engaged—not true. In fact, he said that failure to create and maintain quality personal relationships with other humans is as dangerous to our physical health as smoking! So every time you hang out to schmooze with a gal pal, just pat yourself on the back and congratulate yourself for doing something good for your health! We are indeed very, very lucky. Sooooo let's toast to our friendship with our girlfriends. Evidently it's very good for our health." -