Liar Loans - AGAIN?

Can't believe this is in Full Swing again. Where are the regulations, regulators, Congressional oversight, the transparency?
Why are these loans being offered again? This is what exacerbated the problem of No enforcement of regulations, and No Congressional Oversight, all the while, well connected politicians were reaping these loans, along with the 'folks'!! and it wasn't the top of the Food Chain that went to prison, just the average Joe.
Yes, this was just one of several facets that caused this Real Estate bubble to burst, so why quietly get this engine up and running again??
What ever you do, DON'T get caught up in this second round of deceit. It will only bode ill for you and your finances. A part of this puzzle that is not 'Found out' till after the signing of doc's are all the details no one bothered to tell the borrowers. Time/money triggers or Balloon payments that are the downfall of many a family.

There are plenty of loans out there for those that qualify. If you can't afford to own a home, that is just the way it is. Responsible spending, saving and just plain old living within your means should be the norm not these crazy gymnastics created by politicians for votes!

For honest, proven Lenders and Mortgage Brokers that won't sell you down the river for a commission, call me! I have worked with the BEST and have proven them out!!

http://www.bestsantacruzproperties.com/

Marlene Henderson, Broker/Owner

831-429-9091

Picking Your Mortgage Broker/Loan Officer

(Part four of a five part series)
You can’t beat experienced lenders/brokers! I mean the people you deal with face-to-face! Not the institutions.
Professionalism is what you are looking for here. The way they handle themselves, the words they pick, are they clear?, their presence, dress, grooming! Yes, you might say - huh! This is ALL important. If they have a sloppy appearance, demeanor - the transaction could be a rough ride.
Meet with several! Get to know this person - he/she can make or break the transaction!
The person you choose should know - DAILY - what is happening in the world of money. There is so much that drives the financial world quickly these days. They are not miracle workers, they are human. They should have back-up, a ‘team’ that you get familiar with. This person should give you the feeling of confidence and security that YOUR interests in this very important investment in your life will be professionally handled. How do they respond to questions? Can you easily understand them, the financial lingo? Are they speaking comprehendible, in shortcut speech? You should feel as though you are building a professional relationship here. Trust, confidence, knowledgeable, honesty. If you leave with anything less - keep looking! Call me, I work with several Great ones!