The State of Real Estate -- New Twists and Turns!

As we are seeing the market tighten up in most areas, which is a good sign for sellers, let's step back and see what has been generating such a transformation for the industry.  There is always more to the story.
So there are now less forclosed homes coming onto the market.   With the creation of  Calif. Senate Bill 900  which doesn't go into effect till 1/01/13 for primary residences but  it is currently in effect if the property in default is a second home or rental property.  So, this has stalled the process slightly to allow owners the opportunity to see if they can work out some other method to modify or short the home, dis-allowing a lender to 'double track' or expedite a forclosure.
Maybe the advent of the 'Bulk Sales' pilot initiative could also be having an effect even though this is currently in a specific area of the country and  it is being threatened to spread round the state of Calif. and resultantly diminishing the supply of forclosed homes,  we are all waiting with baited breath for any info on this.
The introduction of an opposing bill by Congressman Gary Miller is very much in order, since remember, this would be our tax dollars ultimatly funding this, AGAIN.
Another more 'Normal' occurance is that 'House Flipping' is taking place again.  This is the best and most healthy business move I can think of.  The  investors are usually the 'Mom and Pop' sized team organically coming along and rehabing these foreclosed/trashed properties and making a clean living from their efforts.
But - there is also the latest creation of the called 'House Flopping' a whole new twist by those of a less honorable mindset.

Here is a great bargin with no Tricks involved just a shear Treat! and it's a property you will want to keep in the family for generations.

For all your Real Estate information and needs and even a few chuckles, call me!
I'm always glad to inform and be your BEST resource for Real Estate.
Whether it be in The Monterey Bay area or in Lovely Lake Tahoe.

Marlene Henderson, Broker/Owner/Realtor
MoeBEST-Henderson Properties and
Property Managment

831-429-9091 Office
831-419-9091 Cell
www.BestSantaCruzProperties.com

Have a safe and fun Halloween

The Real Estate Recovery is underway

The Real Estate Recovery is underway!   and from all the tracking I have been doing, there are strong signs of quality properties at prices that are affordable to the pent up desire of the home buying public.
In my last posting, I referenced many articles from sources I trust.  Now the proof is in the actions of the activity in the real world. Check out the number of pending property sales from my featured properties.  Several are in YOUR neighborhood!

The process is still slow since the banks are taking THEIR TIME in approving loans, but oh-h-h-h the loan rates -  so-o-o-o-o   attractive and hopefully they will stay that way long enough for you to get in on all the 'Bargains'.


Speaking of Bargains here's one in Lake Tahoe I would love to put someone in!!
and closer to Santa Cruz this is a spot that you can build an Eco-home at. 
But there are so many possibilities search for yourself and create your own Real Estate Recovery that you will enjoy for generations!

Call now, for all the quality information you have been searching for

Marlene Henderson, Broker/Realtor - Ca
MoeBEST-Henderson Properties and
Property Management
00599374
831-429-9091 Office
831-419-9091 Cell

4855 Dawn Lane Soquel, Calif. Eco Home neighborhood Sooo.... what are you waiting for???

What ARE you waiting for ???   Build your own Eco Home

                                     4588 Dawn Lane is a rare find!!

Interest rates for Real Estate are the lowest ever,  now with the FED, injecting more $$$$$ for Mortgage Backed Securities to the tune of $40 Billion a month, and guaranteeing no interest increase till 2015, it couldn't be a better time.

The location is highly desirable with it's closeness to town, freeway, schools, parks and in general the heart beat of Soquel/Capitola. 
All utilities are at the lot and ready for you to build the Eco Home to live out your dreams.
Proof - a beautiful Eco Home next to this lot had two offers and went into escrow in 8 days.
Sooo......  what are you waiting for ??  Don't wait too long, the opportunity to build your own Eco Home could pass you by and leave you with only regrets.

Can't wait to hear from you!  I am here to help you "Live the Life you Love"

Marlene Henderson, Broker/Owner  -  Realtor
MoeBEST-Henderson Properties and
Property Management

831-429-9091 Office
831-419-9091 Cell

Real Estate is on the Rebound

Is Real Estate on the Rebound?
 From my professional experiences since the beginning of '12, I have completed three all cash transactions and have several more in the works with lenders somewhat hamstrung with new regulations but it looks like they will eventually work their way through the hurdles and close escrow.  Luckily NONE are shortsales or foreclosures.  I believe Real Estate is on the Rebound.
In comparing notes with fellow active brokers and agents, lenders, inspectors, appraisers, we all feel the positive energy, the hope of the end of this industry draught.  We believe Real Estate is on the Rebound.
In reading through many industry articles, one has to pick through the important words and dig beyond the 'Buy Lines'  to get the the meat.
There is also a ying and yang in the dynamics of the industry that needs to be understood.  When do the interest rates rise and what will the effect be?  To what level do the foreclosures need to sink for housing starts/construction to get back to the levels needed to sustain a growing population?  How does the purchase of forclosured properties by gov't agencies, really benefit the tax payers?
This is a Trillion dollor question, because that is what it takes to do this and IT AFFECTS ALL TAXPAYERS!!!

In the areas I work, Santa Cruz, Monterey, Santa Clara Valley and enchanting Lake Tahoe, the inventory is shrinking, the asking prices and selling prices are narrowing, the quality of product is far better than the crazy days of rocketing sales and quick flips.  Don't wait too long,  Real Estate is on the Rebound.
With interest rates so low, don't pass up this chance to own the American Dream or even Build your own.

Call Me today, I will be happy to start you on your way to Home Ownership.

Marlene Henderson, Broker/Owner - Ca/Nv
MoeBEST-Henderson Properties and
Property Management

00599374
831-429-9091  Office
831-419-9091  Cell
www.BestSantaCruzProperties.com

  "When only the BEST will do . . . . .
                       MoeBEST-Henderson Properties and Property Management"

Taking Real Estates' Temperature

-There is so much conflicting info bouncing around.  Real Estate is up, it's down - the use of this metric and  that one that can truly be missleading to the point no one wants to even bother reading anything.  Many times a broad statement infering national statistics, when there is a pocket of data pinpointing select neighborhoods.  Yessssh, time wastes and frustrations.    I came across this article that I think truly sums up real life concerns in Real Estate and can be applies to a broad spectrum of areas.  We are a global economy, so the trickle down from factors such as listed, are driving forces we need to keep our eyes wide open for.  Our local markets, Santa Cruz, Monterey Bay and up to Lake Tahoe are still crawling along and the properties I see that are priced right, presented well, in desirable locations close escrow.
If you are in the market - to buy or sell-  do it with a professional. So many wrong paths you can go down with the do-it-yourself model.
The interest rates are the lowest in 50 years, make sure you get qualified first with an expert mortgage broker , then call me!
I have over 35 years of professional experience in all phases of real estate and will make the transaction a breeze!!  Read some testimonials,  I love what I do.
Whether it be in the Monterey Bay area, San Francisco or anywhere around Lake Tahoe you will get the best service out there.

Life the life you love,

Marlene Henderson, Broker/Owner
MoeBEST-Henderson Properties and
Property Management

831-429-9091  Landline
831-419-9091  Cell

Lake Tahoe, California or Nevada

Lake Tahoe, California or Nevada

Yes, this is one of God's gifts to mankind and the area makes one realize this gift everyday.
Whether it be in the Spring when the temperatures are well in and below the freezing zone

allowing you to enjoy all the exciting, healthy, outdoor activities around the Lake

to the mid summer when the temps hover in the 70's to 80's and floating on the lake, in any device you fancy, is what living is all about.
You'll find some of the tastiest restaurants too!

There is so much natural beauty and solitude Lake Tahoe becomes addictive.

The hiking, biking, paddling, rowing, and just sitting and enjoying this

can make all the rest of the troubles in the world dissappear.

So, come on up, Breath the Fresh Air, get revitalized, just relax and watch the sunset on another perfect day!

Marlene Henderson, Broker/Realtor Ca/Nev.

MoeBEST-Henderson Properties and Property Management

www.MoeBEST-Henderson.com

831-429-9091

Let me help you find your Dream!

Healthcare law, new taxes, selling homes, investments taxed

This is an important piece of info anyone that owns Real Estate has investments, stocks, dividends should be aware of. This is in the Health Care Law signed March of 2010.

When considering a sale of any of these assets and several others, you should consider this before you make a change!

http://www.realtor.org/small_business_health_coverage.nsf/pages/health_ref_faq_med_tax_earned_income?opendocument

http://www.realtor.org/small_business_health_coverage.nsf/docfiles/government_affairs_invest_inc_tax_broch.pdf/$FILE/government_affairs_invest_inc_tax_broch.pdf