Lighting Tips for the Holiday's

• 

  Outdoor Lighting for Curb Appeal and Safety

  Well-planned outdoor lighting improves curb appeal, safety, and security for your home. Read
• 

  Holiday Lighting Safety Checklist

  Before you plug in and light up for the holidays, run your decorations through this quick safety check. Read

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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®

Investment Advice from someone in the know!

I couldn't of said this better myself!
http://For Your Clients: 6 Reasons Why It\'s Smart to Buy a Vacation Rental Home"

What Buyers have been waiting for!

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">The Possibilities are unlimited!

Bank Owned Homes in Santa Cruz County.

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Check out this article from the Wall Street Journal on home buying too!
http://www.car.org/media/pdf/consumer/Beyond_the_Headlines__091610.pdf
There's nothing much to say, just take a look at all the possibilities!
MoeBEST-Henderson Properties and Property Management
831-429-9091 - Office 831-419-9091 Cell Call Now!

Mortgage Help for Home owners

From the Sacramento Bee



42,000 of California’s jobless will get help with mortgages
The U.S. Treasury Dept. announced yesterday it is providing additional funding to a California program to help homeowners struggling to make their mortgage payments due to unemployment. The program, administered through the California Housing Finance Agency (CalHFA) will assist struggling borrowers make up to six months of mortgage payments. Lenders will be asked to match the government contribution.



MAKING SENSE OF THE STORY FOR CONSUMERS

The program aims to help 19,000 unemployed borrowers in California between its November launch and next July. An additional 23,000 borrowers will receive help over the next two years, according to CalHFA estimates.


To qualify for the program, borrowers must be unemployed and eligible for unemployment benefits, and live in the home tied to the mortgage. Borrowers must be fewer than 90 days behind on mortgage payments and meet low- and moderate-income guidelines. Income requirements can be found at http://keepyourhomecalifornia.com/income.pdf.

First Time Home Buyer Program W/Housing Authority - Santa Cruz, Calif.

MCC First Time Home Buyer Program now available!


Great news! The Housing Authority of Santa Cruz County just released the MCC (Mortgage Credit Certificate) allocation for 2010. But there are only 7 available!!!

What does this mean for a new home buyer?

A first time home buyer may qualify for this tax credit of 20%. For example, on a $400,000 mortgage the buyer will recieve about $4,000 a year from the government! That's over $300 per month.This program is by far the best first time buyer program, and not only puts money back in the pocket of the home owners, but also helps them qualify for the new mortgage.

Call me for the details on income and sales price limits

Marlene Henderson, Realtor, Owner/Broker - Ca/Nv
MoeBEST-Henderson Properties and
Property Management
Calif Lic. 00599374
831-429-9091 Office
831-419-9091 Air Phone

www.BestSantaCruzProperties.com

Quintessential Tahoe Cabin on the Edge of Town and the El Dorado National Forest

Quintessential Tahoe Cabin

When a property comes on the market this special, I can't wait to let as many people know as I can.This cabin on the meadow has all the charm you could desire in a Tahoe Getaway property. No fuss, no muss just come relax and enjoy what Tahoe is all about! This Two bedroom, one bath cabin looks out on a meadow in the Eldorado National Forest. Edge of town location removed from the busyness South Shore can be. Call for more info 1-831-429-9091.

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