So, your looking to make your move, in the Real Estate Market, after the bloodbath of 2005 - present. Maybe it's a job relocation, life change, or maybe you are looking to get back into the ownership world after a Foreclosure or short sale and the sting has dulled.
Well, this is a prime time for home buying! Interest rates can't get much better and the prices of real estate in prime areas, are creeping up. Make sure you are understanding WHY! Read my previous blogs. Then, the crucial issue is DON'T BE LEFT OUT IN THE COLD.
There are many dynamics that are in play in the Real Estate Market nationaly, so unless you are a heavy hitter, come in prepared, prepared, prepared! Those are the golden words in home buying.
Before you do anything, align yourself with an Experienced, Professional Real Estate Broker. Next move, get the all important assessment of your financial picture by your Financial advisor/Banker. With a clear understanding of this, the rest of the pieces fall into place for your home buying experience.
In the areas that I work, Monterey Bay area/San Francisco Bay area and Lake Tahoe, there are incredible properties out there that are still up to 40% less than the height of the market back in 2005. Don't miss out on your chance to secure your personal retreat. Truly the time is now to settle in on the property you want to make your long term home.
Here are a couple, that could do anyone, nicely!
Put my 35+ years of Buying, Selling, Exchanging all types of Real Estate to work for you. Call now.
Marlene Henderson - Your Personal Broker
MoeBEST-Henderson Properties and
Property Management
Office - 831-429-9091
Cell - 831- 419-9091
www.BestSantaCruzProperties.com
"When only the BEST will do . . . .
MoeBEST-Henderson Properties and Property Management"
Monday, February 25, 2013
Friday, February 8, 2013
Another Bubble?
Going through all the info of local transactions, state trends, national stand-out investment broadcasts, rates, ratios and percentage increases --- there is one thing that keeps circling around in my experienced life in Real Estate. This is getting to smell like another bubble. . . . And more documentation.
New devices or tools being designed, entities created over the past couple years that have amassed amazing amounts of $money$ and investing in the degraded Real Estate market. Snapping up astounding quantities of properties with billions, (that's with a 'B') dollars directly from 'The Banks'.
Sure there are the 'Normal' sales going on and great prices on properties that could have been untouchable if the spiral kept spinning. Interest rates are great and you know what - Everyone Should have a home!! This is the basis of our society and what creates a stable infrastructure both physically and mentally.
My advice, get out there, find the home that you plan on 'rooting in' and make it your HOME. Don't pay attention to "Others Guesswork". Times have changed. Make sure you are protecting Your future. Building Your wealth and not letting these Investment Pools edge you out of one of the building blocks of our American Dream! Yes, money is power but there is also strength in numbers.
Don't pass up this window of opportunity! Changes are taking place. Don't let Another Bubble affect you. Be the determinint in your financial life!
Call me, I will be happy to help you secure a part of your future.
Marlene Henderson, Owner/Broker
MoeBEST-Henderson Properties
and Property Management
Office 831-429-9091
New devices or tools being designed, entities created over the past couple years that have amassed amazing amounts of $money$ and investing in the degraded Real Estate market. Snapping up astounding quantities of properties with billions, (that's with a 'B') dollars directly from 'The Banks'.
Sure there are the 'Normal' sales going on and great prices on properties that could have been untouchable if the spiral kept spinning. Interest rates are great and you know what - Everyone Should have a home!! This is the basis of our society and what creates a stable infrastructure both physically and mentally.
My advice, get out there, find the home that you plan on 'rooting in' and make it your HOME. Don't pay attention to "Others Guesswork". Times have changed. Make sure you are protecting Your future. Building Your wealth and not letting these Investment Pools edge you out of one of the building blocks of our American Dream! Yes, money is power but there is also strength in numbers.
Don't pass up this window of opportunity! Changes are taking place. Don't let Another Bubble affect you. Be the determinint in your financial life!
Call me, I will be happy to help you secure a part of your future.
Marlene Henderson, Owner/Broker
MoeBEST-Henderson Properties
and Property Management
Office 831-429-9091
Wednesday, January 30, 2013
The Real Estate Recovery is Building as long as . . .
Well..... what can I say. As long as we see economic growth and confidence in that?
For the past eight months, there has been a strong indication, that Real Estate, around the country, is RECOVERING. Here is a little info for your reading pleasure.
I see it in the markets I work in and track. Now the incidents of multiple offers and over asking price sales is taking hold, to actually make it news worthy.
Keep in mind what is driving this Real Estate Recovery and keep a level head in making YOUR move.
~ The message is constantly being repeated the "The Bottom is Behind Us". --- Time to jump in!
~ Strong pent up desire by those qualified & agonizingly waiting to become a home owner (again?)
~ THE LOOOOWWWWEST interest rates to be seen in decades AND pricing that makes it all more affordable than renting!!!
~ All of the above making ROI Very attractive for investors.
~ The last key point SUPPLY is down. Check around, the #'s of homes on the market, depending on area, are calculated to be anywhere from 3-6 months supply. A far cry from the 9 to 18 months and an overbearing amount of them shorts and REO's.
This driving of the prices up, even if it is just the reported 5% helps those that have been "UNDERWATER" by moving them closer to an equity position and allowing for refi's that don't eat them alive with fees and other gymnastics the BANKS have been putting the suffering homeowner through that, in most cases, turning out to be a major waste of time.
The time is now, prices are climbing and interest rates are NOT.
Santa Cruz will NEVER loose it's idyllic climate and this will always be HOME to me. Let me help YOU find the right spot! You will have everything to pick from
For the past eight months, there has been a strong indication, that Real Estate, around the country, is RECOVERING. Here is a little info for your reading pleasure.
I see it in the markets I work in and track. Now the incidents of multiple offers and over asking price sales is taking hold, to actually make it news worthy.
Keep in mind what is driving this Real Estate Recovery and keep a level head in making YOUR move.
~ The message is constantly being repeated the "The Bottom is Behind Us". --- Time to jump in!
~ Strong pent up desire by those qualified & agonizingly waiting to become a home owner (again?)
~ THE LOOOOWWWWEST interest rates to be seen in decades AND pricing that makes it all more affordable than renting!!!
~ All of the above making ROI Very attractive for investors.
~ The last key point SUPPLY is down. Check around, the #'s of homes on the market, depending on area, are calculated to be anywhere from 3-6 months supply. A far cry from the 9 to 18 months and an overbearing amount of them shorts and REO's.
This driving of the prices up, even if it is just the reported 5% helps those that have been "UNDERWATER" by moving them closer to an equity position and allowing for refi's that don't eat them alive with fees and other gymnastics the BANKS have been putting the suffering homeowner through that, in most cases, turning out to be a major waste of time.
The time is now, prices are climbing and interest rates are NOT.
Santa Cruz will NEVER loose it's idyllic climate and this will always be HOME to me. Let me help YOU find the right spot! You will have everything to pick from
"From the Mountains to the Sea"
I know of a lot of Hidden Spots!!
I Love helping others find the place they want to call home, let me help you. Call anytime, but just to get you warmed up, you can search my website by area, price, size and other particulars. See what I am talking about.
Don't wait too long --- you don't want to miss this boat!!
Marlene MoeBEST-Henderson, Broker/Realtor
Properties and Property Management
Office 831-429-9091
Cell 831-419-9091
"When Only the BEST will do . . . . . . .
MoeBEST-Henderson Properties and Property Management"
Don't wait too long --- you don't want to miss this boat!!
Marlene MoeBEST-Henderson, Broker/Realtor
Properties and Property Management
Office 831-429-9091
Cell 831-419-9091
"When Only the BEST will do . . . . . . .
MoeBEST-Henderson Properties and Property Management"
Tuesday, January 15, 2013
Beyond the Real Estate Headlines means . . . .
If you really want to know what is accurate information . . . . not just the 'Come on' -- there needs to be homework!
Lots of positive blogs, articles, projections, all to create a sense of forward motion, growth and hope for a quick fix, are out there but there is just as much negative extolling for the same areas, let's find the meat!
Yes, that means work, reading beyond the Real Estate headlines to find out the back story in the case of Real Estate. The actual price points of that local ---- NOT THE NATIONAL AVERAGE!
There is also an overarching need and requirement to understand the global investments/involvement too, to see how this affects, what is taking place locally! What could trickle down to the small property holder.
Right now is a prime time to invest. Fantastic interest rates!! The prices are just recovering in prime areas. Sellers have had 6 years to be educated on pricing their property according to the market - or else!
The Monterey Bay area, Silicon Valley and San Francisco have all had there smack down but have proven to be resilliant and holding there own, very nicely I might add. Amazing amount of cash sales and international buyers keeping this areas mostly out of the nastiness of massive SS and REO's.
On the ground expertise is where to head. Everything about Real Estate is LOCAL. Or location, location . . . . the old adage!
First - developing a relationship with a knowledgeable, professional in the area is your best bet. Someone that tracks a specific neighborhood, town/city. Is invested in that community/region and graceful with their information. Truly wanting to aid YOU on your investment path. Develop trust!
Second - Check everything out! Go beyond the Real Estate Headlines, click the links - discover. You will be surprised at how much more knowledgeable you will be, to make these important decisions.
Third - For accurate information on the Monterey Bay area and the entire Lake Tahoe Basin call me, Marlene Henderson and register on my website for up-to-date MLS info. You won't be sorry you did!
Marlene Henderson, Broker - Realtor - Ca/Nv
MoeBEST-Henderson Properties and
Property Management
00599374/0025598
831-429-9091 Office
831-419-9091 Cell
http://bestsantacruzproperties.com/
http://www.facebook.com/#!/moebesthenderson http://bestsantacruzproperties.blogspot.com http://www.linkedin.com/profile/edit?trk=hb_tab_pro_top http://www.meetup.com/Professionals-of-Santa-Cruz-County/
http://bees2love.wordpress.com/
" When only the BEST will do . . . .
MoeBEST-Henderson Properties and Property Management"
Lots of positive blogs, articles, projections, all to create a sense of forward motion, growth and hope for a quick fix, are out there but there is just as much negative extolling for the same areas, let's find the meat!
Yes, that means work, reading beyond the Real Estate headlines to find out the back story in the case of Real Estate. The actual price points of that local ---- NOT THE NATIONAL AVERAGE!
There is also an overarching need and requirement to understand the global investments/involvement too, to see how this affects, what is taking place locally! What could trickle down to the small property holder.
Right now is a prime time to invest. Fantastic interest rates!! The prices are just recovering in prime areas. Sellers have had 6 years to be educated on pricing their property according to the market - or else!
The Monterey Bay area, Silicon Valley and San Francisco have all had there smack down but have proven to be resilliant and holding there own, very nicely I might add. Amazing amount of cash sales and international buyers keeping this areas mostly out of the nastiness of massive SS and REO's.
On the ground expertise is where to head. Everything about Real Estate is LOCAL. Or location, location . . . . the old adage!
First - developing a relationship with a knowledgeable, professional in the area is your best bet. Someone that tracks a specific neighborhood, town/city. Is invested in that community/region and graceful with their information. Truly wanting to aid YOU on your investment path. Develop trust!
Second - Check everything out! Go beyond the Real Estate Headlines, click the links - discover. You will be surprised at how much more knowledgeable you will be, to make these important decisions.
Third - For accurate information on the Monterey Bay area and the entire Lake Tahoe Basin call me, Marlene Henderson and register on my website for up-to-date MLS info. You won't be sorry you did!
Real Estate is second nature to me and I love helping people
"Live the Life they Love".
Marlene Henderson, Broker - Realtor - Ca/Nv
MoeBEST-Henderson Properties and
Property Management
00599374/0025598
831-429-9091 Office
831-419-9091 Cell
http://bestsantacruzproperties.com/
http://www.facebook.com/#!/moebesthenderson http://bestsantacruzproperties.blogspot.com http://www.linkedin.com/profile/edit?trk=hb_tab_pro_top http://www.meetup.com/Professionals-of-Santa-Cruz-County/
http://bees2love.wordpress.com/
" When only the BEST will do . . . .
MoeBEST-Henderson Properties and Property Management"
Friday, January 4, 2013
"Fiscal Cliff" Legislation and the effect on Real Estate
Those of us interested in how the "Fiscal Cliff" legislation shook out for Real Estate, you will be happy to see little 'grunions' like me, have been digging around to find out. This is a recap directly from the NAR site:
Real Estate Tax Extenders
Capital Gains
Capital Gains rate stays at 15 percent for those in the top rate of $400,000 (individual) and $450,000 (joint) return. After that, any gains above those amounts will be taxed at 20 percent. The $250,000/$500,000 exclusion for sale of principal residence remains in place. But remember Obamacare adds 3.8% by this calculation http://www.blogger.com/blogger.g?blogID=8886224080781153404#editor/target=post;postID=1214489800176084526
make sure you read it.
http://speakingofrealestate.blogs.realtor.org/2012/10/09/3-8-tax-whats-true-whats-not/
In addition, make sure you watch it!!
There are still more very important issues like MID (mortgage interest deduction) that have NOT be addressed. I will keep digging around. This is a very important aspect of the Real Estate industry and one of the chief incentives in becoming a home owner, so stay tuned.
I always do all I can to keep my clients informed, so they can 'Live the Life they Love'.
Real Estate Tax Extenders
- Mortgage Cancellation Relief is extended for one year to Jan. 1, 2014
- Deduction for Mortgage Insurance Premiums for filers making below $110,000 is extended through 2013 and made retroactive to cover 2012
- 15-year straight-line cost recovery for qualified leasehold improvements on commercial properties is extended through 2013 and made retroactive to cover 2012
- 10 percent tax credit (up to $500) for homeowners for energy improvements to existing homes is extended through 2013 and made retroactive to cover 2012
Capital Gains
Capital Gains rate stays at 15 percent for those in the top rate of $400,000 (individual) and $450,000 (joint) return. After that, any gains above those amounts will be taxed at 20 percent. The $250,000/$500,000 exclusion for sale of principal residence remains in place. But remember Obamacare adds 3.8% by this calculation http://www.blogger.com/blogger.g?blogID=8886224080781153404#editor/target=post;postID=1214489800176084526
make sure you read it.
http://speakingofrealestate.blogs.realtor.org/2012/10/09/3-8-tax-whats-true-whats-not/
In addition, make sure you watch it!!
Estate Tax
The first $5 million dollars in individual estates and $10 million for family estates are now exempted from the estate tax. After that the rate will be 40 percent, up from 35 percent. The exemption amounts are indexed for inflation.There are still more very important issues like MID (mortgage interest deduction) that have NOT be addressed. I will keep digging around. This is a very important aspect of the Real Estate industry and one of the chief incentives in becoming a home owner, so stay tuned.
I always do all I can to keep my clients informed, so they can 'Live the Life they Love'.
Thursday, January 3, 2013
Make a difference for a Positive Life
We start every year with high hopes of a "Fresh Start","New Beginnings", "Good intentions". Some where along the line, usually very early on the bubble bursts and you give up.
No matter what it is, weight, relationships, career, more traveling, healthy habits and productive hobbies -- I will be sending out regular encouragement to help with motivating in my own way. In fact check out my Bee Blog for a great hobby that anyone can do and our environment is in sore need of more help in that department. http://bees2love.wordpress.com/ Call me too, this is such a wonderful subject.
You are asking what does this have to do with Real Estate? How does this help me reach my goal of keeping up on the latest info or great deals out their in my community? That will be here too and now a little extra.
To have a joyful, satisfying life, there is more to it than just investments so embark on living the life you love.
When you are considering any thing to do with Real Estate in either the Monterey Bay Area or ALL of Lake Tahoe -- Call me!
The only property currently for sale in WestLake is the following:
http://bestsantacruzproperties.com/PropertyDetails?fl_hook=1671499067&show_description=yes&show_address=yes&presented_by=&show_virtual_tour=yes
......but I am sure there will be a few more popping up soon. The market has definitely been solid for the Westside and should continue this strong pace.
If making a change is in the cards for you, I will be happy and eager to put all my talents to work for you.
Marlene Henderson, Broker/Owner - Ca/Nv - Realtor
00599374
MoeBEST-Henderson Properties and Property Management
831-429-9091 Office
831-419-9091 Cell
http://bestsantacruzproperties.com/
http://www.facebook.com/#!/moebesthenderson
http://bestsantacruzproperties.blogspot.com/
http://www.linkedin.com/profile/edit?trk=hb_tab_pro_top
http://www.meetup.com/Professionals-of-Santa-Cruz-County/
No matter what it is, weight, relationships, career, more traveling, healthy habits and productive hobbies -- I will be sending out regular encouragement to help with motivating in my own way. In fact check out my Bee Blog for a great hobby that anyone can do and our environment is in sore need of more help in that department. http://bees2love.wordpress.com/ Call me too, this is such a wonderful subject.
You are asking what does this have to do with Real Estate? How does this help me reach my goal of keeping up on the latest info or great deals out their in my community? That will be here too and now a little extra.
To have a joyful, satisfying life, there is more to it than just investments so embark on living the life you love.
When you are considering any thing to do with Real Estate in either the Monterey Bay Area or ALL of Lake Tahoe -- Call me!
The only property currently for sale in WestLake is the following:
http://bestsantacruzproperties.com/PropertyDetails?fl_hook=1671499067&show_description=yes&show_address=yes&presented_by=&show_virtual_tour=yes
......but I am sure there will be a few more popping up soon. The market has definitely been solid for the Westside and should continue this strong pace.
If making a change is in the cards for you, I will be happy and eager to put all my talents to work for you.
Marlene Henderson, Broker/Owner - Ca/Nv - Realtor
00599374
MoeBEST-Henderson Properties and Property Management
831-429-9091 Office
831-419-9091 Cell
http://bestsantacruzproperties.com/
http://www.facebook.com/#!/moebesthenderson
http://bestsantacruzproperties.blogspot.com/
http://www.linkedin.com/profile/edit?trk=hb_tab_pro_top
http://www.meetup.com/Professionals-of-Santa-Cruz-County/
" When only the BEST will do . . .
.
MoeBEST-Henderson Properties and Property Management"
MoeBEST-Henderson Properties and Property Management"
Sunday, December 9, 2012
Real Estate for Sale in Santa Cruz or Lake Tahoe
It's nothing but up from what I am seeing and I am talking prices of Real Estate for sale in my areas of expertise --- Santa Cruz, Calif. and Lake Tahoe both Nevada and Calif.
In pockets of Santa Cruz and especially the Nevada side of Lake Tahoe the real estate for sale is very healthy and moving. Check out the flow of state to state movement, Calif. to Nev.is quite sizeable. For equity sales, the time on market is very quick and in many instances, I am seeing 'Overbidding' -- Yes, it's back!!
Interest rates are incredible. As long as you can qualify, the purchase will move along quickly and you will take possession as soon as all your inspections are completed - it's your call.
There are still great deals, fantastic homes, in spectacular areas. This is the time of Golden Opportunity just grab it, if you can.
Rentals are very much in demand and the rates have been climbing . It's time to build your portfolio too! Secure your future and that of your families.
I have never been sorry about buying a piece of the American Dream!! BUT,
I always made sure I was not putting my other assets in jeopardy, that I had the capital to carry me through, the numbers made sense and the location was top notch.
Speaking of top notch locations you can't go wrong in either Santa Cruz or Lake Tahoe - Let me help you find the BEST ones in searching for any type of real estate for sale!
I Love selling Real Estate and helping people "Live the Life they Love"!
Call me, with over 35 years of Real Estate experience and connections there isn't much I haven't seen but there are more friends I would like to make and families I would like to see flurish.
Marlene Henderson, Broker/Realtor -- Ca/Nv
00599374/0022598
Office - 831-429-9091
"When only the BEST will do . . . . .
MoeBEST-Henderson Properties and Property Management"
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